Millions of older Americans rely on Medicare as a crucial support for their health care. Yet, choosing a health plan that fits their needs can be overwhelming, particularly since nearly 90% of adults struggle with understanding health-related information. This can make the Medicare Annual Enrollment Period (AEP) which runs from October 15th to December 7th feel like an obstacle course Medicare beneficiaries must navigate every year.
A video accompaying this release can be found here: https://youtu.be/F-MZ0L3t9Zw
President of Aetna Medicare Terri Swanson Discusses What Consumers Need to Know During the Annual Enrollment Period
Recently, Terri Swanson, President of Medicare for Aetna, a CVS Health company, participated in a nationwide satellite media tour to discuss the annual enrollment period and tips for consumers on how to choose a plan.
When selecting a plan, the first thing people should consider is their own health needs, which can help cut through the clutter of information and make a decision thats right for you.
Medicare decisions can be confusing, so its important to seek out trusted sources of information and ask yourself some basic questions before choosing a plan. The three main questions people should ask themselves are:
Will this plan fit my budget? This includes the monthly premium, as well as out-of-pocket costs like deductibles, copays and coinsurance for doctors visits, hospital stays and other health services.
Are my favorite doctors, hospitals and pharmacies in the plans network?
Are my prescription drugs covered and what are they going to cost?
With these three pieces of critical information, consumers can begin the process of narrowing down their plan options and finding the one thats right for their budget and specific health needs.
In addition to the basics, like coverage for doctors and prescription medications, most Medicare Advantage plans offer a variety of additional benefits that can create further value. Examples include dental, vision, hearing, fitness membership, over-the-counter products, transportation to and from doctors visits and even healthy foods.
To begin the process of selecting a plan, people should go to Medicare.gov. Once there, they can enter their zip code and see all the Medicare plans available in their area.
To learn more about Aetna plans and find some resources to help you understand your Medicare options, visit AetnaMedicare.com.
About Terri Swanson
As President of Medicare for Aetna, a CVS Health company, Terri oversees the sales, operations and business strategy for Aetnas robust portfolio of Medicare Advantage plans, Medicare prescription drug plans and Medicare Supplement plans. Terri is proud to lead a team that advocates for the older adult population, helping nearly 11 million Aetna Medicare members nationwide achieve their best health.
View source version on newsdirect.com: https://newsdirect.com/news/cutting-through-the-aep-clutter-885274486
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No journalist was involved in the writing and production of this article.